5401 Golden Gate Drive: 4 Bedrooms, 2,612 Square Feet Under $286K

Four bedrooms, two and a half baths, and 2,612 square feet in south Killeen — with the kitchen and carpet already done for you.

5401 Golden Gate Drive is a two-story home in the Bridgewood addition of Killeen, Texas, listed at $285,900 by Homevets Realty. Built in 2009 and sitting on a 0.17-acre lot with a wood-fenced back yard, it delivers 2,612 square feet of finished space at roughly $109 per square foot — a number that is increasingly hard to find in newer construction around Fort Hood.

What separates this listing from the rest of the resale inventory is that the two updates buyers care most about have already been paid for. The kitchen has new quartz countertops and a new backsplash. The carpet throughout is brand new. Add fresh two-tone paint inside and out, and the move-in punch list on 5401 Golden Gate Drive is close to empty.

Fast Facts on 5401 Golden Gate Drive

What Has Already Been Updated

Most homes in this price band around Killeen come with a list of things you will need to spend money on in year one. This one arrives with the expensive cosmetic work finished:

The Layout: 2,612 Square Feet Across Two Stories

The floor plan opens through an entrance foyer, which keeps the front door from dumping straight into the living space — a small thing that matters every single day. Downstairs holds the main living areas and the half bath, so guests never travel through bedrooms.

The primary suite sits upstairs, with a separate shower and a soaking tub in the primary bath, plus walk-in closets. Putting all four bedrooms on the upper level is the right call for families with school-age kids and a poor fit for anyone who needs a first-floor primary — worth knowing before you drive out.

At 2,612 square feet, this is a genuinely large home for the price. For comparison, plenty of new construction in the Killeen and Copperas Cove corridor is asking similar money for 1,800 to 2,100 square feet. You are buying roughly 500 extra square feet at 5401 Golden Gate Drive and giving up the builder warranty in exchange.

What It Actually Costs: Payment Scenarios

Using the Freddie Mac 30-year average of 6.66% as of late August 2026, here is what the monthly number looks like on 5401 Golden Gate Drive under the three loan types this seller accepts. Principal, interest, taxes, and estimated insurance are included:

Assumptions: 6.66% on a 30-year fixed; VA figure includes a 2.15% funding fee financed into the loan; FHA includes the 1.75% upfront premium plus monthly MIP; conventional includes estimated PMI at 5% down; taxes at the current $5,876 annual assessment and insurance estimated at $175 per month. Your actual numbers will differ — run them on our mortgage calculator or ask us for a written scenario.

The Neighborhood: Bridgewood in South Killeen

Bridgewood is an established south Killeen subdivision in the 76549 ZIP code, built out largely in the 2000s. That vintage matters: the homes are new enough to have modern layouts, energy codes, and two-car garages, but old enough that the trees have filled in and the streets are finished. Golden Gate Drive itself is a residential street inside the addition rather than a through road.

The home is zoned to Killeen ISD and falls in the Shoemaker High School attendance zone. Killeen ISD is one of the largest districts in Central Texas and serves a heavily military student population, which means the schools are genuinely practiced at absorbing mid-year PCS arrivals — not a small consideration if you are moving in on orders.

South Killeen puts you a reasonable commute from Fort Hood while sitting away from the heaviest traffic near the main gates. If you are still comparing areas, look at our Killeen real estate overview alongside Harker Heights and Copperas Cove before you commit to a ZIP code.

Who 5401 Golden Gate Drive Fits

1. The VA buyer who wants space, not a projectZero down, no monthly mortgage insurance, and a kitchen and carpet that are already done. Browse other VA-eligible homes for sale if you want to compare, but few of them arrive this finished.
2. The growing familyFour bedrooms upstairs, a half bath downstairs for guests, a fenced back yard, and an oversized laundry room. The layout is built for a household that is not shrinking.
3. The buyer who works from homeThe fourth bedroom becomes an office without stealing anyone's room, and cable service is available at the address.
4. The value hunterAt $109 per square foot with the updates already paid for, the price-to-condition math here is stronger than most of what is listed nearby at the same number.

Who it does not fit: anyone who needs a downstairs primary bedroom, wants a pool, or is set on a builder warranty. Those buyers should look at new construction instead — and we are happy to walk you through those options too.